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Communiqués ACPR

Recommendation on the marketing of time deposit accounts

In the framework of its monitoring of advertising and new products, the Autorité de contrôle prudentiel (ACP) has observed that banks are marketing an increasing range of time deposit accounts to individuals. These products are specific accounts in which funds received from the public are deposited. Financial institutions can draw on these funds for their own account but must return all funds to customers. Time deposit accounts are covered by the deposit guarantee scheme up to the amount currently applicable.

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Communiqués ACPR
Recommendation on the marketing of time deposit accounts
  • Publié le 12/10/2012
  • FR
  • PDF (82.95 Ko)
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