Recommendation on the marketing of time deposit accounts

In the framework of its monitoring of advertising and new products, the Autorité de contrôle prudentiel (ACP) has observed that banks are marketing an increasing range of time deposit accounts to individuals.

Published on the 12th of October 2012

These products are specific accounts in which funds received from the public are deposited. Financial institutions can draw on these funds for their own account but must return all funds to customers. Time deposit accounts are covered by the deposit guarantee scheme up to the amount currently applicable.

Contact presse

Autorité de contrôle prudentiel et de résolution Unité de communication

Tel: + 33 (0)1 49 95 42 59

Courriel : dominique.poggi@acpr.banque-france.fr

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Recommendation on the marketing of time ... (PDF - 83 Ko)

Updated on the 3rd of January 2025