You are here

Analysis and synthesis (Analyses et synthèses)

The cross-sectional risk studies are analytical documents or commentaries of investigations carried out by the SG-ACPR on risks in the banking and insurance sectors.

Share links

Publication Analysis and synthesis (Analyses et synthèses) no. 52:
Position of the main French insurers in 2014

Based on a representative sample of life- and non-life insurers, it appears that in 2014 insurers increased their activity and maintained their profitability and solvency despite a still gloomy macroeconomic environment. ...

  • Published on 07/20/2015
  • FR
  • PDF (1.25 MB)
Read
Publication Analysis and synthesis (Analyses et synthèses) no. 51:
French banks’ lending to the professional real estate sector in 2014

Against the backdrop of generally buoyant European commercial real estate markets and overall moderate price increases, new lending by French banks to the professional real estate sector rose by 8% in 2014. While France continues to account for over 70...

  • Published on 07/20/2015
  • FR
  • PDF (904.28 KB)
Read
Publication Analysis and synthesis (Analyses et synthèses) no. 50:
Housing finance in France in 2014

2014 saw a continuation of the gradual downward drift in residential property prices which began in 2012: prices fell by a further 2.4% nationwide, although the drop was more marked in the rest of France (-2.5%) than in the Île de France region (-2%)...

  • Published on 07/20/2015
  • FR
  • PDF (2.28 MB)
Read
Publication Analysis and synthesis (Analyses et synthèses) no. 46:
French banks’ performance in 2014

Earnings of the top six French banking groups1 contracted in 2014 compared with 2013. They were, however, affected by a number of fairly sizeable exceptional items, including payment of the fine imposed on BNP Paribas by the US authorities. Excluding...

  • Published on 05/20/2015
  • FR
  • PDF (3.15 MB)
Read
Publication Analysis and synthesis (Analyses et synthèses) no. 42:
How may risk weights differ across banks? Evidence from the corporate portfolios of French banks

This article analyses the dispersion of risk weights for large corporate portfolios and identifies the sources of dispersion among banks in terms of the Basel risk parameters. The analysis focuses on loans granted by 5 large French banking groups to...

  • Published on 03/20/2015
  • FR
  • PDF (795.77 KB)
Read
Publication Analysis and synthesis (Analyses et synthèses) no. 41:
Analysis of the 2014 Solvency II preparatory exercise

The ACPR conducted a new preparatory exercise for Solvency II (SII) in 2014. Participation was extremely high, as the information received and analysed in this study covers 99% of life insurance business and 89% of non-life business in France. ...

  • Published on 02/20/2015
  • FR
  • PDF (1.65 MB)
Read