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Economic and financial debates

Working papers calling for a reflection on issues related to the economics of banking and insurance, and their regulation

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Publication Economic and financial debates no. 45:
The effects of climate change-related risks on banks: a literature review

This literature review describes the recent empirical literature in economics and finance focusing on how climate change-related risks affect banks, with a particular emphasis on microeconomic evidence. The comparison of empirical estimates shows that...

  • Published on 11/25/2024
  • EN
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Publication Economic and financial debates no. 43:
Insurance Supervision under Climate Change: A Pioneers Detection Method

This research introduces a novel supervisory tool, the Pioneers Detection Method, aimed at enhancing resilience in insurance markets dealing with the uncertainties of climate change. The paper builds on a theoretical model of the insurance market,...

  • Published on 03/26/2024
  • FR
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Publication Economic and financial debates no. 42:
Collateral Effects: The Role of FinTech in Small Business Lending

This paper investigates the impact of introducing junior unsecured loans via FinTech crowdlending platforms in the small business lending market. Using French administrative data, we find that FinTech borrowers experience a 20% increase in bank credit...

  • Published on 02/27/2024
  • FR
  • PDF (1.76 MB)
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