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Analysis and synthesis (Analyses et synthèses)

The cross-sectional risk studies are analytical documents or commentaries of investigations carried out by the SG-ACPR on risks in the banking and insurance sectors.

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Publication Analysis and synthesis (Analyses et synthèses) no. 19:
Housing finance in France in 2012

In a context of declining housing sales and decreasing prices, the annual survey on housing finance carried out by the Autorité de Contrôle prudentiel et de Résolution (ACPR) recorded a 27.6% decrease in loans extended in 2012. Outstanding loans...

  • Published on 07/30/2013
  • FR
  • PDF (1.7 MB)
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Publication Analysis and synthesis (Analyses et synthèses) no. 18:
Performance of the French insurance sector in 2012

Despite an unfavourable macroeconomic environment, the profitability and financial situation of French insurers improved in 2012. In non-life insurance, premiums increased at a solid pace of 3%. They were mainly fuelled by personal insurance business...

  • Published on 07/25/2013
  • FR
  • PDF (1.22 MB)
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Publication Analysis and synthesis (Analyses et synthèses) no. 17:
Commercial property financing in France in 2012

In a still depressed global economic environment, the main French banks significantly reduced their production to the commercial property sector in 2012 (-13.3%).1 This decrease is similar to the one observed between 2008 and 2009 (-13.2%) and mainly...

  • Published on 07/20/2013
  • FR
  • PDF (1.13 MB)
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Publication Analysis and synthesis (Analyses et synthèses) no. 16:
The Risks associated with Cloud computing

Information systems are of strategic importance in both the banking and insurance sectors. The development of cloud computing is a recent advance that has become a subject of attention. ...

  • Published on 07/01/2013
  • FR
  • PDF (1.05 MB)
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Publication Analysis and synthesis (Analyses et synthèses) no. 13:
French banks performance in 2012

In 2012 the top 6 French banking groups generated an aggregated profit after tax of EUR 8.4 billion, sharply down, as compared with EUR 14.5 billion in 2011, owing to several exceptional items such as significant divestments from Greece. Setting...

  • Published on 06/20/2013
  • FR
  • PDF (3.5 MB)
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