This discussion document follows upon work led by the ACPR on Artificial Intelligence (AI) since 2018. In March 2019, after an initial report and a first public consultation, the ACPR launched, along with a few actors in the financial sector, exploratory works aiming to shed light on the issues of explainability and governance of AI – mainly understood as Machine Learning (ML). Composed of meetings and technical workshops, they covered three topics: anti-money laundering and combating the financing of terrorism (AML-CFT), internal models (specifically credit scoring), and customer protection. Two focal areas emerged from those works, namely evaluation and governance of AI algorithms.

This discussion document is subject to public consultation until September 4.