banquedefranceBanque de France149314802672619929602/14/2022 - 10:00We show that the local specialization of #bank branches in lending to specific sectors is widespread in 🇫🇷 and shape #credit access. Thus, when branches close, losing connection to a bank specialized in their industry is costly for small firms #BdFeco WP 👇https://t.co/iy5fxNkuTF